I've written
previously about how I don't have health insurance because it's not a
good financial option for me. I do, however, get regular medical
care, and my care doesn't suffer due to my lack of insurance. In some
ways it's better because I don't have to wait for approval from an
insurance company before getting stuff done. If my doctor and I agree
on it, it happens without bureaucrats interfering.
I have some mild
chronic health conditions that I manage, but other than that, I'm
generally in good health. If you're someone with more expensive
medical needs, your calculation might come out differently.
Here's how I handle
it: